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Enter both options to see the winner
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Winner
💼
Salary (True $/hr)
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Including unpaid OT
⏰
Hourly (Annual)
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At standard 40hr weeks
📊
Gap
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Annual difference
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Benefits Value
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Insurance + PTO + 401k
🎯 The Verdict
Enter both offers below to get your comparison.
💼 Option A: Salary
Fixed annual pay — no overtime pay
⏰ Option B: Hourly
Paid per hour — overtime eligible
What this means in plain English
Enter your salary and hourly rate details above to see the true cost comparison — including benefits, taxes, and hidden costs of each arrangement.
What you should do next
- Fill in your compensation details to get specific next steps on the salary vs hourly decision.
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📊
Full Compensation Breakdown
Every component side by side
⏰
Overtime Scenarios
How overtime changes the hourly equation
🏥
Benefits Gap Analysis
The hidden value of employer benefits
Annual Income Comparison
True Hourly Rate
Compensation Components
Overtime Impact on Hourly
Salary vs Hourly Report
Vault & Vessel Studio ·
📖
How To Use
Compare job offers the right way — total compensation, not headlines
🚀 Getting Started
1
Enter the Salary Offer
Annual salary, real hours worked (including unpaid overtime), PTO days, and employer benefits value.
2
Enter the Hourly Offer
Hourly rate, standard + overtime hours, unpaid days off, and what you'd pay for your own insurance.
3
See the True Comparison
True hourly rates, annual totals, benefits gap, and overtime scenarios — all calculated instantly.
4
Make Your Decision
The winner isn't always the bigger number. Factor in lifestyle, stability, and growth potential.
📊 Terms Made Simple
True Hourly Rate: For salary: annual pay ÷ actual hours worked (including unpaid OT). A $75K salary at 50hrs/week = $28.85/hr, not $36.06/hr. The unpaid overtime eats your rate.
Overtime Premium: Hourly workers get 1.5x their rate for hours over 40/week. 5 hours OT at $38/hr = $285/week extra. Salary workers get $0 extra for the same overtime.
Benefits Value: Employer health insurance ($5-15K/yr), 401k match ($1-6K/yr), PTO (paid days off worth your daily rate) — these are real compensation most hourly workers don't get.
Total Compensation: Cash pay + benefits + PTO value. Two offers can look identical on paper but differ by $10-20K when you account for the full package.
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No data uploaded anywhere · Works 100% offline — no internet needed
⚠️ This is a directional estimate, not financial advice. Tax implications, state laws, and individual circumstances vary. Use as a comparison framework.